Current policy first
Keep the policy you already hold beside any new quote details, so you can review changes against the real record.
Quote context
Transparent quote comparison around the policy you already have.
Most quote journeys start with a blank form. insia starts with your existing policy record. Compare broker, insurer, partner and future comparison quote details with your current policy beside them, including the quote source, shared information, consent trail and key differences.
Current policy firstQuote source visibleConsent-led broker reviewNo product recommendation
Compare facts beside sources
Current
Quote
Source
Questions
PremiumExcessLimits
Choose policy
Share context
Receive quote facts
Review differences
Prepare questions
Quote sources stay visible
Record whether quote details were entered by you, supplied by a broker, received from an insurer, added by a partner, or later imported through an integration.
Consent-led broker review
Choose which policy record, documents and notes are shared. The consent record shows what was shared and when.
How it is different
Quote comparison should not happen in isolation.
| Dimension | Traditional comparison journey | insia quote comparison |
|---|---|---|
| Starting point | Quote form | Existing policy vault |
| User context | User-entered answers | Actual policy documents, renewal dates and notes |
| Source visibility | Often panel or provider disclosure elsewhere | Quote source appears on each quote record |
| Consent | May feel like a hidden handoff | User selects what to share and when |
| Comparison type | Market or panel quote discovery | Factual quote review beside current policy |
| Decision support | May show ranked results depending on model | Organises facts; no policy recommendation |
Comparison sites
Comparison sites help you search. insia keeps the quote review anchored to your record.
Services such as Compare the Market, iSelect and Canstar can be useful places to compare selected insurance products, quotes, ratings or features. insia's role is different: keep your policy record organised first, then support factual quote review around that record.
Compare the Market
A commercial comparison service for selected product panels. Public disclosures may state that not every product in the market is compared and that participating providers can pay commission.
Public disclosureiSelect
A comparison marketplace across insurance and household services. Its public pages can explain that not all providers or products are compared and that partners may pay commission.
Public disclosureCanstar
A research, ratings and comparison platform. Its public pages can explain that ratings and comparisons may not cover every product, provider or feature relevant to a user.
Public disclosureHow insia uses comparison-site context
Use comparison sites as a starting point, then bring quote details back beside your current policy record.
Keep source, date received, provider, premium, excess, limits, assumptions and missing information visible.
Prepare neutral questions for a broker, insurer or licensed adviser before deciding what to do next.
ASIC's Moneysmart guidance describes comparison websites as useful starting points, while noting that they may make money from sponsored links or provider commissions and may not cover every product or feature. Read Moneysmart's guidance
Quote review workflow
Broker-led first, broader comparison later.
At launch, insia is focused on policy vaults and broker-led quote review with selected partner brokers. As provider coverage, disclosures and operational handling mature, insia can expand into broader retail quote comparison for eligible policy types.
- 1Choose the policy you want reviewed.
- 2Select the documents, notes and fields you consent to share.
- 3Send a quote-review request to a partner broker or future quote integration.
- 4The broker or provider reviews the organised policy context.
- 5Quote details return beside the current policy record.
- 6Review premium, excess, limits, assumptions, source and missing information.
- 7Decide what to ask a broker, insurer or licensed adviser next.
Quote record fields
Quote sourceSource typeDate receivedProvider or brokerPolicy typePremiumExcessKey limitsMajor exclusionsAssumptionsDocuments attachedInformation sharedConsent recordInformation missingQuestions to askStatusBroker notes
Quote statuses
Draft
Ready to request review
Shared with broker
Broker reviewing
Quote received
Needs checking
Reviewed
Archived
What insia does not do
insia does not rank, steer or recommend policies.
insia does not tell you which quote is best, which insurer to choose, whether to renew, cancel, switch, reduce cover, increase cover, lodge a claim or buy a policy. It helps organise quote facts, consent records and policy context so you can review them with a broker, insurer or licensed adviser.